Finance


Alphera Finance Logo - Free Spirit Automotive Ltd

Mark Derbyshire is Free Spirit’s dedicated finance expert with over 23 years’ experience of helping people fund their new car. He’ll firstly understand your requirements and then tailor any agreement that best suits your purchase. With a depth of industry knowledge, Mark will always find the best deal available for his customer.

We have relationships with high street lenders and specialist motoring finance houses too, which is why we have helped hundreds of customers secure the best finance deal for their budget.

Our expertise with finance means that even if you have a poor credit rating, we can help arrange finance for you.

General Terms and Conditions


  • Please note you will not own the vehicle outright until all payments are made.
  • If you default on your finance payments, then the vehicle may be repossessed by the finance provider.
  • You must be 18 years or older to apply for finance.
  • Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.

If you require any further information, please do not hesitate to contact us.

The finance provider will have their own terms and conditions, please contact them directly for further information.

Finance Explained


Why Finance Through a Dealership?

What is Hire Purchase?

What is Personal Contract Purchase?

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